GERMAN CONSUMER LOANS
Fintex Capital’s first strategy, German consumer loans, was launched in Q1 2016. Fintex invests in German consumer loans originated via auxmoney, Continental Europe's largest marketplace lender by lending volume.
A growing pool of investors has recognised that investments on carefully selected marketplace lending platforms offers attractive returns in times of volatile equity and credit markets. Fintex Capital purchases sizeable portfolios of loans originated on leading marketplaces as principal and enables professional investors – such as pension funds, insurance companies, asset managers and banks – to deploy significant capital on P2P marketplaces in a hassle-free manner.
To manage its investments, Fintex Capital employs proprietary risk management tools developed in-house. The firm’s centralised risk management systems enable the team to closely track the performance of each individual loan and provide sophisticated monitoring, reporting, valuations and projections for each portfolio to a top-class standard.
Fintex Capital has already made investments of more than €100 million into this strategy.