The first Fintex product was launched in 2016.
Fintex launches one new credit strategy per year.
Fintex Origin, our first strategy,
was launched in Q1 2016.
Fintex Capital invests in German consumer loans originated via auxmoney, Continental Europe's largest marketplace lender.
Fintex Capital has already made investments of over more than €115 million as part of this strategy.
Fintex Confluence, our second strategy, was launched in Q4 2017.
Fintex provides loans secured on UK real estate assets. We work closely with various specialised lenders and other established originators.
Having closed our first two transactions, we intend to grow this strategy to £100 million over time.
Fintex Elevator, our third strategy, was launched in Q1 2018.
Fintex Elevator invests in US consumer loans originated via a sizeable credit marketplace with significant origination capacity.
Having invested $30 million already, Fintex Elevator intends to deploy well in excess of $100 million.
Fintex is a repeat issuer of
Bonds to the Capital Markets
Fintex Bonds are capital-markets friendly securities. Our bonds are structured to meet the requirements of sophisticated institutional investors. They are settled through Euroclear and Clearstream, carry their own ISIN/CUSIP.
We ensure each of our customers retains adequate control, enabling them to choose which platforms they wish Fintex to invest on. Fintex also ensures bespoke cashflow and coupon structuring. Furthermore, we optimise cashflows by carefully matching bond issuance with capital deployment, to achieve consistent returns with constantly low cash drag.
Our investors are assured that all loans satisfy pre-determined eligibility crtieria. Thus, we deliver alternative credit assets in a straightforward, standardised format. In doing so, we make the investment process hassle-free from start to finish.
Fintex Capital has now issued c. $130 million in Fintex Bonds
across 3 unique lending strategies.